As a Community Owned Independent Bank, our lending decisions
are made locally offering you the best in personalized service.
Mortgage Loans
Our Lending Officers have the expertise and knowledge to guide you through the application process with ease. We make the process simpler, less costly and faster so you can enjoy the home of your dreams. Whether it's a Construction Loan, Building Lot Purchase, Fixed Rate Mortgage or an Adjustable Rate Mortgage, Citizens Bank offers a variety of products to fit your lending needs.
Refinancing options are also available. If you would like to reduce your monthly mortgage payment, either by extending the terms or reducing your interest rate, consider refinancing your loan into a payment schedule more suitable to your individual situation.
Home Equity Line of Credit
Borrowing against the equity in your home can be a great way to buy that new car, pay college tuition or simply consolidate other higher-cost loans into one low monthly payment. And the interest you pay may even be tax deductible! Consult your tax advisor regarding deductibility.
Consumer Loans
Citizens Bank specializes in the personal touch. Are you considering a car, truck or recreational vehicle purchase? We can customize a loan to fit a variety of borrowing needs.
Visit with one of our Lending Professionals at any of our four locations to learn how we can help make your dreams become reality.
Commercial Loans
Commercial Loans call for a commercial lender. As commercial lending specialists, you can relax knowing that your commercial loan is in the best hands possible. You have a lot invested in any commercial property you purchase, and likely a tight schedule to keep as well. We understand the importance of getting your financing right, and we promise to do so.
In accordance with Section 326 of the USA PATRIOT ACT, applicants for new accounts are requested to provide current picture identification that verifies identity including name, address and other identifying information. In some cases, identification will be requested for current account holders if original documentation was not obtained with the opening of the account. In all cases, protection of our customer's identity and confidentiality is our pledge to you. We proudly support all efforts to protect and maintain the security of our customers and our country.
* Annual Percentage Yield.
Yield Stated Assumes Interest Compounding Quarterly.
$1,000 Minimum Balance.
Penalty for Early Withdrawal.
Rate Subject to Change Without Notice.
After the CD is Opened, the Interest Rate is Fixed for the Term.
