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Welcome to Citizens Bank

Email Scam Alert
Beware of banking scams attempting to obtain your Citizens Bank account information.

We're committed to keeping your information confidential and secure, and we take that responsibility very seriously. We will never initiate a request for personal information—a Social Security number, password, PIN or account number—from you via email or phone, and we strongly suggest that you never share your password, PIN or account number with anyone.

If you have questions or concerns about your Citizens Bank account, please contact your local Citizens Bank branch.

Welcome to Citizens Bank's e-Branch. Proudly serving the residents of Franklin County, Missouri since 1934, Citizens Bank offers five convenient locations to serve your financial needs in New Haven, Gerald, Pacific, Washington and our newest location now open in Marthasville, Missouri to serve our Warren County residents as well.

Citizens Bank offers a variety of loan products including auto and fixed rate home loans. Whether you are looking for that new car or purchasing your dream home, stop by one of our five convenient locations and "Meet your Banker" today.


FDIC Coverage Update

Congress passed new legislation increasing FDIC Coverage until December 31, 2009 (http://myfdicinsurance.gov) from $100,000 to $250,000 for depositors of all banks that are members of the FDIC.

  • Single Accounts insured up to $250,000
  • Joint Accounts (50/50 ownership) insured up to $500,000 ($250,000 for each individual)
  • IRA deposits insured up to $250,000 per plan per depositor
  • Accounts that are registered in a Living Trust insured up to $250,000 per owner, per beneficiary

    Please visit http://www.myfdicinsurance.gov/ to see how you could be covered.

    Citizens Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2009, all non-interest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is an addition to and separate from the coverage available under the FDIC's general deposit insurance rules.




  • Use Your Debit Card and Win!
    Click here for more information.


    News and Events

    December 9Visit the branches page to see our holiday hours for Christmas and New Years.
    April 11To better serve our customers, we have extended our e-branch banking business day to 4 pm.
    January 17The Citizens Bank Switch Kit is now available online!
    January 1To better serve our customers we have extended our business day to 4 pm.



    Privacy Statement



    In accordance with Section 326 of the USA PATRIOT ACT, applicants for new accounts are requested to provide current picture identification that verifies identity including name, address and other identifying information. In some cases, identification will be requested for current account holders if original documentation was not obtained with the opening of the account. In all cases, protection of our customer's identity and confidentiality is our pledge to you. We proudly support all efforts to protect and maintain the security of our customers and our country.

    * Annual Percentage Yield. Yield Stated Assumes Interest Compounding Quarterly. $1,000 Minimum Balance. Penalty for Early Withdrawal. Rate Subject to Change Without Notice. After the CD is Opened, the Interest Rate is Fixed for the Term.

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