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Citizen's Bank is Celebrating
its 75th Anniversary


We never forget that without you, our customers, our business would not exist. It is our promise to provide you with the highest level of service at all times, and to thank you for your confidence and loyalty, we are giving away 75 gifts to commemorate this special anniversary.
New Haven573-237-3051
Gerald573-764-3051
Pacific636-271-3051
Washington636-390-9944
Marthasville636-433-2551
Stop by any of our five convenient locations to enter for a chance to win. Open to the public, no purchase required to participate.

Citizens Bank is Participating in the FDIC's Transaction Account Guarantee Program
Under that program, through December 31, 2009, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

In addition to noninterest-bearing transaction accounts, NOW accounts with interest rates no higher than 0.50 percent are also fully guaranteed by the FDIC for the entire amount in the account. The rate on these NOW accounts had to be 0.50 percent or lower before January 1, 2009 in order to be eligible for this program.

Welcome to Citizens Bank's e-Branch. Proudly serving the residents of Franklin County, Missouri since 1934, Citizens Bank offers five convenient locations to serve your financial needs in New Haven, Gerald, Pacific, Washington and our newest location now open in Marthasville, Missouri to serve our Warren County residents as well.

Citizens Bank offers a variety of loan products including auto and fixed rate home loans. Whether you are looking for that new car or purchasing your dream home, stop by one of our five convenient locations and "Meet your Banker" today.





Use Your Debit Card and Win! Click here for more information.


News and Events

October 3 Citizens Bank 75th Anniversary - Celebration with Chili Cookoff/Washer Tournament - Marthasville Loacation
September 15 Citizens Bank 75th Anniversary - Business after hours Celebration - Gerald location
June 18 Citizens Bank 75th Anniversary - Business after hours Celebration - Washington location
May 1Shift Into Overdrive -- Use your Debit Card and Win! Click for more info
April 11To better serve our customers, we have extended our e-branch banking business day to 4 pm.
January 17The Citizens Bank Switch Kit is now available online!
January 1To better serve our customers we have extended our business day to 4 pm.


Learn more on our education center.



Privacy Statement



In accordance with Section 326 of the USA PATRIOT ACT, applicants for new accounts are requested to provide current picture identification that verifies identity including name, address and other identifying information. In some cases, identification will be requested for current account holders if original documentation was not obtained with the opening of the account. In all cases, protection of our customer's identity and confidentiality is our pledge to you. We proudly support all efforts to protect and maintain the security of our customers and our country.

* Annual Percentage Yield. Yield Stated Assumes Interest Compounding Quarterly. $1,000 Minimum Balance. Penalty for Early Withdrawal. Rate Subject to Change Without Notice. After the CD is Opened, the Interest Rate is Fixed for the Term.

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